The idea behind subjective conflict is this: the reader can sometimes experience conflict even when the characters in the story don’t.
It’s not that conflict isn’t important for characters. It is. For the character, conflict is the catalyst for character transformation—be it a small change or a large one.
But I’d argue that writers need to examine conflicts for their effect on readers even more than for their effects on the characters within the stories. So, I present five situations writers can craft in order to create conflict within the reader.